Definition, Meaning & Anagrams | English word RESPA
RESPA
Definitions of RESPA
- (US, legal) Acronym of Real Estate Settlement Procedures Act.
Number of letters
5
Is palindrome
No
Examples of Using RESPA in a Sentence
- In 2008 they sued Quicken Loans arguing that that respondent had violated Real Estate Settlement Procedures Act (RESPA) Section 2607(b) by charging them fees for which no services were provided.
- In 2011, the Consumer Financial Protection Bureau (CFPB), created under the provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act, assumed the enforcement and rulemaking authority over RESPA.
- PHH appealed to Consumer Financial Protection Bureau Director Richard Cordray, who on June 4, 2015, adopted a new reinterpretation broadening RESPA, made a new finding that the statute of limitations did not apply to the CFPB, and ordered PHH to disgorge $109 million.
- Some notable examples include the ECOA (Equal Credit Opportunity Act - Regulation B), HMDA (Home Mortgage Disclosure Act - Regulation C), Alternative Mortgage Transaction Parity Act of 1982 (Regulation D), EFTA (Electronic Fund Transfer Act - Regulation E), FDCPA (Fair Debt Collection Practices Act - Regulation F), FCRA (Fair Credit Reporting Act - Regulation V), RESPA (Real Estate Settlement Procedures Act - Regulation X), TILA (Truth in Lending Act - Regulation Z), and Truth in Savings Act (Regulation DD).
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